Don't forget to factor in closing costs when considering a home sale or purchase. Clark Realty Corporation is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 808-331-1300 if your needs include a real estate pro experienced in the business side of real estate.

Expected closing costs

There are certain standard costs accompanying closing the sale of a house. These costs are often split between the buyer and seller, as dictated in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Hawaii to help lead you through your process.

Closing costs that are tied to your mortgage    (Learn more)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing    (Learn more)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Learn more)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your transaction, I'll not only work to get the optimal sales price, but I'll also advocate for limited closing costs. And once we've come to an agreement, I'll fully clarify the closing costs so you are aware of exactly where your money is going.

Buyers: If you are purchasing a home in Hawaii County, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a tolerable range so you're not surprised when you get to the closing table. I'll be glad to look over the GFE with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.

 

Dianne M. Doherty, R(S)

Zita M. Annen, R(S) Assistant

                                                      www.ClarkHawaii.com

 


Clark Realty Corporation 78-6831 Alii Dr. 109 Kailua Kona, HI 96740-2440
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